At A Glance: The Rival Health Care Reform Proposals
Gov. Mitt Romney’s Proposal includes:
- Individual mandates – all Massachusetts residents must obtain coverage.
- Enrollment in MassHealth of 106,000 eligible but as of yet uninsured residents.
- Subsidized coverage for 150,000 individuals below the federal poverty level.
- Implementation of the Commonwealth Care Insurance Exchange, which would offer low-cost policies for the 200,000 who could afford insurance if the right product were available.
- Improved access to health care for the traditional, hard-to-cover individuals such as part-timers or those with multiple employers.
- Removal of municipal health plan design and costsharing provisions from collective bargaining.
- Reform of the malpractice system.
- Improved consumer access to provider cost and quality information.
- Increased Medicaid provider reimbursement rates
- A total number of 460,000 previously uninsured Massachusetts residents obtaining health insurance.
The House Bill Proposes:
- Implementation individual mandates, eligible enrollment into MassHealth, low-income subsidies, improved consumer access to provider cost and quality information, and increased Medicaid provider reimbursement rates, similar to the governor’s proposal.
- Creation of a new employer assessment, which would tax companies who do not provide health insurance.
- Elimination of a $160 million insurer surcharge for the Uncompensated (Free) Care Pool.
- Expanded eligibility for MassHealth for 100,000 residents, including new eligibility for some adult nonparents.
- Partial funding of the program by tapping $255 million a year from the tobacco settlement fund.
- A total number of 588,000 previously uninsured Massachusetts residents obtaining health insurance.
The Senate Bill Proposes:
- Improved consumer access to provider cost and quality information and increased Medicaid provider reimbursement rates, similar to the governor’s proposal and House bill.
- Clearance for municipalities to set employee contribution rates outside collective bargaining.
- Implementation of employer assessment based on actual usage of the free care pool.
- Expansion of the Insurance Partnership employer subsidy program.
- Preservation of much of the existing Uncompensated Care Pool system.
- A cost of $105 million to expand the Medicaid programs, with $47.5 million coming from federal assistance.
- A total number of 276,000 previously uninsured Massachusetts residents obtaining health insurance.